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Old 01-26-2009, 11:21 AM   #4 (permalink)
SeaAtl
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Re: Newbie - Proactive with GMAC Mortgage?

Hello again - I keep checking this site in hopes that someone will drop by and leave a note that solves all my problems! J/K - I have called GMAC (the loan mod. dept. # given on this website) and was told flatly that I had to be behind on payments for any help, and then I was transferred to the refinance department. I am calling again right now & intend to take a slightly different tact in hopes I get somewhere. But I'll also try again here - does anyone have any tips, advice, warnings, help, etc. for me, as I have been out of work for close to 3 months now; haven't missed a payment, but unless something drastic changes, I will start missing them next month.....sure would like to avoid that if possible....HELP!!!
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