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HealthierChoices · 01-22-2009, 04:37 PM

Another update to share as of today 1/22/09

Sadly, it was not good news from IndyMac Bank.

IndyMac Bank again said that there are no programs available to me at this time since I am current with my loan.

All they did was restate what the first person told me - that unless I am seriously deliquent that there is nothing they can do.

Their only other suggestion was that I apply to refinance - which in my letter I had already told her I was denied. I had applied for what was supposed to have been a new program called "The Current Refinance Program".

They also stated that my homeowners insurance was paid and current - which I verified with my homeowners insurance company it was cancelled on April 20, 2008 for non-payment. So my home has been unprotected.

I wrote back and the person I was working with and she is suddenly out of the office for a few days.

I cannot even express how angry I feel right now.

If IndyMac bank is no longer working with anyone - homeowners, lawyers, etc. I don't see how the NACA can even help.

I'm ready to tell them to just take the house back as a deed in leu of foreclosure.

Anyone have any Advice??

I am listening!

01-22-2009, 04:37 PM	#28 (permalink)
HealthierChoices Member Join Date: Dec 2008 Posts: 26 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Help with Indymac Another update to share as of today 1/22/09 Sadly, it was not good news from IndyMac Bank. IndyMac Bank again said that there are no programs available to me at this time since I am current with my loan. All they did was restate what the first person told me - that unless I am seriously deliquent that there is nothing they can do. Their only other suggestion was that I apply to refinance - which in my letter I had already told her I was denied. I had applied for what was supposed to have been a new program called "The Current Refinance Program". They also stated that my homeowners insurance was paid and current - which I verified with my homeowners insurance company it was cancelled on April 20, 2008 for non-payment. So my home has been unprotected. I wrote back and the person I was working with and she is suddenly out of the office for a few days. I cannot even express how angry I feel right now. If IndyMac bank is no longer working with anyone - homeowners, lawyers, etc. I don't see how the NACA can even help. I'm ready to tell them to just take the house back as a deed in leu of foreclosure. Anyone have any Advice?? I am listening!