We have executed the early workout "forebearance" modification.
CW was not forthright in offering it, but your post made me call to double check that it is in place. We have been assigned a "modification monitor" who will review the modification in April. If you go to FannieMae.com you can find their press release from 12/8 that details the program. I had to read to the
CW negotiator how we met the criteria for this program. See my post
CW/Fannie Mae Early Workout.