Thank you, ***! That was exactly the warning I needed to hear.
Here's my game plan. Let me know if there's anything else I should know. Forewarned is forearmed!
Call
CW and ask for a deferment.
Start work with NACA.
Make sure that any deferment arrangement does not disqualify me from any further deals or modifications over the next year.
Make sure I will be able to apply for a modification after the term of the forbearance.
(Just a point of interest, what's the possible length of a deferment? Is there anything I can do or say to urge
CW in my favor?)