I am totally confused. I have WAMU for my 1st and 2nd and it adjusted this month which will reflect on my Feb. 1 2009 payment. I was granted a loan mod they called my phone like 4 times left no messages, I called them back and they had modified my 1st and 2nd which I didn't even ask for the 2nd. I was so stoked. I didn't get any paperwork and after a week went by I was concerned because I know they usually UPS it to you. When I called they said oh yeah sorry after further review you don't fit into your investor guidelines- your loan is current....sorry. What so because I pay my bill I can't get help? I told them this was to modify a loan that was due to adjust all they can say was sorry.
When I search online I see forums that say WAMU can put an ARM into a fixed rate...when? My investor is Deutsche does anyone have any loop holes or anything to help me. My payment is going up almost $300.00 a month and I am a Realtor and my husband is a contractor in California...need I say more I need help!!!