[Moe Bedard]

BofA ivestors are not participating in the H4H program.............

You would need to call BofA and ask them what they would require you to submit.............the criteria is different with each investor. They usually require all household income and all household expenses...........if your parents are showing a very large deficit.........they may get turned down for a modification..........but you will need to start the process to find out, they will let you know if this is the case...........then you can resubmit the financials using the other income.

BofA Loss Mitigation
1-800-936-6362