[defcharge]

I would constantly check with them... they are idiots... sorry I have no good words for them. At all... none of the phone reps I talked to had any idea of our case. Everytime we called we got the run around asking us for updates on our financial situation. Expenses have not changed... Jobs may do but expenses rarely change. We applied for a modification back in March 2008 found out recently that we had a Home saver advance which added an additional note to the house in addition to the two notes already on the house.