Hi,
I am sad to say that although 4 months ago Countrywide agreed to work with us on the delinquent mortgage. The agreement was that we would pay 4 months in a row a rather inflated payment that included escrow and some back payments (Sept - December). Then, they would modify the loan. The agreement was made in good faith. After paying the 1st 2 payments, I lost my job during Oct...my husband lost his job at the same time. So we have not completed that agreement and I have not called them as I thought I would get another job quickly -- at least in time to make the December payment..but now it is January
. I know I am in trouble and will be calling them today or tomorrow with the bearer of bad news. Can anyone give me some words of wisdom as to what I may be expecting? I know it was stupid for me not to call..thanks.