Mickey-
They (
CW) have apparently stopped charging me late fees. I noticed this on my statements. I do have some tacked on from before I started the mod process, but they are like $89, and they told me they will just be rolled into the mod to make me current.
I have also been told (I ask every time) that foreclosure has been taken off the table while they are processing my mod. Even though I am quite past-due, I have never been placed into active foreclosure. Last I called, they said I would have my docs in a few weeks because the holidays delayed the document processing. I am not entirely sure that my modification is even finished, but it hasn't been cancelled, so I guess that's positive
Kate