| Re: 90 days from foreclosure My accountant is advising us to be patient. What seems to be the case with the banks is that they are strong arming you if your not at least 5 months behind. In our case 4 months and still nothing they can do, but 5 months and now where approved . They told me it will take up to 3 months to be in effect and not to make any payments. They also said our payments would go down about 300 dollars and that we may still be able to adjust our rate to save even more money. The second still can't help us, but are still saying make us an offer . Like I said before its a game |