I thought I would start a thread talking about my NACA experience.
I was denied by
CW for any loan modification. I am not in default so they think I am not in any hardship.
I tried to apply again the other day because of loss of extra money that was coming in and he told me there is nothing we can do for you. One of the reps told me the investor is WElls Fargo.
He told me that if my situation changes and I get that money back I should definitely call and try again. I told him that was a dead end already and that I was denied with the money already so why even suggest it.
Anyway, the extra 600 dollars on top of our usual payment (all goes to interest) is making things impossible (as many of you know all tooo well!)
I decided to check out NACA. First off I went to website to apply.
I couldnt get past step2 where I was to sign the agreement. It keeps telling me that my email address doesn't exist even though I received my id in my email.
I sent an email to their support so we shall see what happens next.