Loan Modification Forum - LoanSafe.org - View Single Post - Countrywide changed my date online for adj

gray517 · 01-08-2009, 10:08 AM

naca's proposal is determined by what you can afford based on the financials you give them. the rate they ask for is usually determined by the payment amount you can afford based on the financials you provided. for a refi or purchase in order to get the Low rates offered now you have to have perfect credit, low ratios, large down payment or high equity and/or pay points to buy the rate down. Naca got my rate lowered to 6% and I got a payment that we can afford and I am able to keep my house which is my objective.

01-08-2009, 10:08 AM	#33 (permalink)
gray517 Senior Member Join Date: Nov 2008 Location: Florida Posts: 627 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Countrywide changed my date online for adj naca's proposal is determined by what you can afford based on the financials you give them. the rate they ask for is usually determined by the payment amount you can afford based on the financials you provided. for a refi or purchase in order to get the Low rates offered now you have to have perfect credit, low ratios, large down payment or high equity and/or pay points to buy the rate down. Naca got my rate lowered to 6% and I got a payment that we can afford and I am able to keep my house which is my objective.