No problem. That is the tough thing with this new area of law. Not many lawyers do this but you can try
www.NACA.net and find an attorney
http://members.naca.net/findanattorney.php.
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The National Association of Consumer Advocates (NACA) is a nationwide organization of more than 1000 attorneys who represent and have represented hundreds of thousands of consumers victimized by fraudulent, abusive and predatory business practices.
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The biggest issue I see is that you need to be able to qualify for a new loan. So, getting back to work is imperative for anything you wish to do in working with your lender. Maybe you can negotiate a
loan modification based on the TILA violations out of court?
Best of luck to you!