Sample Letter:
Your Name
Your Address
Date
Collection Agency's Name
Collection Agency's Address
| Subject: | Debt Collection Against [Your Name]
Creditor Name: [Creditor]
Account No. [Number] |
Dear Account Representative,
I am writing pursuant to the Fair Debt Collection Practices Act, 15 USC 1692c(c), to request that you cease all communication to me about my account [number ________] with [creditor].
[If you wish, explain your circumstances. For example, "I was recently laid off from my job, and I do not presently have any resources with which to pay off this debt. Once I have again secured employment, I intend to resume payment on the debt."]
[If there have been any violations of the FDCPA, you may wish to describe them. For example, "Please note that in violation of the Fair Debt Collection Practices Act, one of your agents contacted me last night at 9:30 PM. Should your agency contact me at any time in the future, please be sure that your contact is made in full compliance with the FDCPA."]
Sincerely,
[Your Name]