[Moe Bedard]

We can not advise you on whether or not to make payments or take it off of your credit cards..........which is really not a good way of paying, or to take the offer.......that is a personal decision that only you can make based on your situation.........if you are going to make enough money in Feb. to afford the payments............then the forbearance may give you the chance to pay some of the other debt down rather than taking more debt off the credit card to catch the payments up............since they are not going to start foreclosure..........you will have that time at least.