| Re: CW Wants list of monthy expenses! Should I fatten it up or thin it out?
You financed the car it is your contractual obligation, you need to take on the debit side of the house. The other party contributes, however, since they are not contractually obligated to do so, no that income is not used on the bottom line for underwriting and is not taxable, ergo....not considered stable, ongoing and to have a reasonable expectation of continuation. Therefore since I do not use in the final analysis of my risk decision, I would not include it in the equation that you are completing. You are as you said ultimately responsible and this is on your income and contractual outgo and expenses.
You are fine with that representation. |