[Lisa in MN]

Newjersey24,
Thanks for the congratulations and good luck on yours! I feel the investors on our note were very generous with this modification and I am grateful. Ijust don't understand the run around most of us experience. WAMU finally responded to my QWR- 2.5 months after I sent it- and there is still inaccurate information in thier response. Information I was told existed in our file by one or two people, the QWR resondent said " they have no record of despite a throrough review" of our file.... who the hell knows. I dont even care anymore because we were given an affordable mod.
The great irony is if WAMU had been reasonable months ago with something like this, they would have started getting payments ( we have not paid a mortgage payment since April 08) We have spent the money on other necessary things- I was NOT going to sock it away and then have them deny a loan mod based on seeing this as an "asset"
Good luck to you, my advice is PERSISTENCE and approach it as a business transaction, keeping emotion out of your dealings, because thats how they operate.
Lisa