Hair dryers, beetles respond well to hair dryers on damp, moist AM's, take it from an ol' 60's soul.
Agree with ***, wait. He is freaking because most likely there is most likely more the story than meets the eye......don't you love it when they show their hand. Like a daughter, excuse me but.....oops they do not have a gag smilie, damn. Better add one Moe. Here is what is possible, the Final HUD-1 that you have will not match what is at the Lender, not unheard of. Also could be the same, but there are cases, particularly with this Lender and their Broker relationships that the Final HUD-1 the borrower got and the "real" HUD-1 that the Lender has reflects the YSP differently. Additionally other documentation may have "differences" for want of better verbiage.
So, do not make a deal with the devil until you determine just what level that particular devil is on. First circle of hell or the seventh circle. I am a Lender, pure and simple have been one for over 30 years, regretfully I have seen things over the last 10 years that I could and would never have imagined in the industry. I am so embarrassed and angry, ergo, pseudonym and help where I can. Lend my observations to what is reported by folks and apply what I have seen done and hopefully solve some problems.
As for your co-worker sounds like she forgot her prerequisite meds a while back.
