[tonyi]

Wholy.....WOW....

Ok so we've been on the negotiator alot calling all the time. Actually got her on the phone yesterday and she said it seemed things were going well and the mamager that had to sign the thing had been out but she would check in with the manager and get us an answer by the end of the day. We both said sure.. Expecting to continue the calling again after the new year to keep teh trend going.
SO tonight we were relaxing with the kids and got a call. We were shocked it was our negotiator at countrywide..

She called to tell us she was sorry she dident call us last night but it was too late.. We were APPROVED for a modification...And she was getting the paperwork together to be fed x'd out to us and we should see it no later than next wednesday. This is what she got approved.

5% interest for the first five years.. Then 7 % after....
The payments with escro would be 2830 a month... We were FLOORED. AND they were going to make it start as of march so we do not have to make a payment for january and febuary...

I dident even know what to say. I was in shock.. I'm still a little sckeptical untill the papers are in hand but she made it sound like it's really just a matter of printing them out and getting them in fed x. She even confirmed the best address to send them so someone would be there to sighn for them...

IF this is real it's about the best new year xmas presant anyone could ask for. It only took us about 8 months of constantly calling and bugging and nagging them.. but wow....Just wow.

I'll update once i have papers in hand. BUt just AMAZEING news.