| Re: Newbie - Proactive with GMAC Mortgage? Hi SeaAtl,
Welcome to the forum and thank you for joining...............
The modifications given are up to the investors on the loans which is what tends to make the criteria and options different from one member to the next and some will modify even though you are not late.............
Do you know why they told your wife that they could not do anything?
What is the interest rate at?
Is it fixed or adjustable?
If adjustable when is it adjusting?
Are you paying interest only?
What is the loan amount?
Do you have one loan or two?
__________________ Moe Bedard
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