Loan Modification Forum - LoanSafe.org - View Single Post

Moe Bedard · 12-29-2008, 05:50 PM

Hi home4u,

Welcome to the forum and thank you for joining..............

Once you have the disharge letter from your BK you should be able to apply for a modification without having to wait until your in default.......but it would depend on the investor on your loan.......

Litton may not speak with you before the discharge because they are a debt collector so they would be unable to............but once the discharge date is near try calling at that time to see if you can start the process....

Litton Loan
Portfolio Retention
1-800-247-9727 ext. 7719

GMAC Loss Mitigation
1-800-850-4622 ext. 2362609

12-29-2008, 05:50 PM	#2 (permalink)
Moe Bedard Founder Join Date: Aug 2007 Location: Southern California Posts: 16,685	Re: Loan Mod while in Ch 7 bankruptcy Hi home4u, Welcome to the forum and thank you for joining.............. Once you have the disharge letter from your BK you should be able to apply for a modification without having to wait until your in default.......but it would depend on the investor on your loan....... Litton may not speak with you before the discharge because they are a debt collector so they would be unable to............but once the discharge date is near try calling at that time to see if you can start the process.... Litton Loan Portfolio Retention 1-800-247-9727 ext. 7719 GMAC Loss Mitigation 1-800-850-4622 ext. 2362609 __________________ Moe Bedard Founder LoanSafe.org "America's #1 Home Loan Forum" LoanWorkout.org "America's # Loan Modification Blog" Get My FREE Loan Modification E-Book \| Please donate to LoanSafe.org \| Loan Modification Training For Attorneys \| Rate Your Mortgage Servicer The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.