Hi newport,
Welcome to the forum and thank you for joining...............
The modifications given are up to the investor on the loan.........if the investor is not willing to modify.........a third party may not be able to change that...........if that is the route you want to take you can
try your state's bar association attorney referral
or
National Association of Consumer Advocates – Consumer Protection Advocates and Attorneys
or
you can consult with the attorney on the home page...........
Safe Loan Modification Service | Home Mortgage | Protect Your Home & Mortgage With Loan Safe
When you call
CW and SPS try asking what options the investor has on the loan...........try these contact numbers.....
CW
1-800-669-6607
SPS
1-888-818-6032