Hi 2312shooter,
Welcome to the forum and thank you for joining..............
You may want to work with NACA to help you with
CW because they will propose a fixed low rate for the life of the loan instead of just a 5 yr. which is the reason that many are working with them to negotiate with
CW and the investor on their behalf............
click on the link to see how to get started........
https://www.naca.com/refinance/refinanceTenStep.jsp