[LHarveyMadman]

Thanks, ***! You, in particular, were instrumental in making this happen. I'm sure you've heard that many times before.

I actually received modification documents over two weeks ago, but there was an error in the ZIP code that needs to be corrected, because these are the documents that will be recorded with the county.

I call this process a comedy of errors because there have been several small glitches along the way. I was actually told that the modification was approved about a week after I emailed my proposal (that is, in late October). However, the first offer I received contained an unexplained "mortgagor contribution" of over $10,000 that turned out to be an error. It took 1.5 weeks for this to be settled. Then the new offer letter did not arrive for over 2 weeks more; it was clearly lost in the mail and I had to call repeatedly to request that it be sent to me again. Shortly after I signed and returned it, I received the more official documents that contained all the fine print. This contains the ZIP code error, and I'm still waiting for the corrections to arrive. But nevertheless, the deal appears to be done.

I've been waiting to report my success because I didn't want to jinx myself (still could happen, I suppose), but I've been assured that modification is approved and final.