Loan Modification Forum - LoanSafe.org - View Single Post

khelp · 12-20-2008, 10:42 AM

Well I called Aurora again yesterday just to make sure and this loan specialist said they do NOT and can NOT combine the two mortgages into one and modify. This goes to show how a person can get two different answers from two different employees from the same company. So evidently I will leave this out of the letter. But I do want to check that the rest of the letter is done correctly. Is there anything I should add or take out?? Thanks again in advance!

OH, as everyone knows my 2nd is through B of A and I just saw on their website how they are now refinancing with 10% equity and less in the home if the person refinancing is already a Bank of America customer who holds a mortgage through them. I will be calling on this Monday. If I can somehow refi instead of having to go through the whole modification process I will. I am still getting all the modification paperwork together in the event I cannot. If they are going to request money down to refi I can basically cut that option out. I will let everyone know what I find out!

12-20-2008, 10:42 AM	#31 (permalink)
khelp Junior Member Join Date: Dec 2008 Posts: 3 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Re: Examples of a Hardship Letter Well I called Aurora again yesterday just to make sure and this loan specialist said they do NOT and can NOT combine the two mortgages into one and modify. This goes to show how a person can get two different answers from two different employees from the same company. So evidently I will leave this out of the letter. But I do want to check that the rest of the letter is done correctly. Is there anything I should add or take out?? Thanks again in advance! OH, as everyone knows my 2nd is through B of A and I just saw on their website how they are now refinancing with 10% equity and less in the home if the person refinancing is already a Bank of America customer who holds a mortgage through them. I will be calling on this Monday. If I can somehow refi instead of having to go through the whole modification process I will. I am still getting all the modification paperwork together in the event I cannot. If they are going to request money down to refi I can basically cut that option out. I will let everyone know what I find out!