no, the Bk was for our first home which is a two family we have had for ten years rented out/ when our family grew we bought a SF, this is with AHMSI/ no bk involved in this one/ never late/ called them faxed all docs and they said we have a deficit/ I contacted the AG office Division of Banks, etc/ I was very mad at the representatives I spoke with all week who have no clue and will not consider lowering our interest rate to what it initially was. No lates ever on our mortgage!
