| Re: Examples of a Hardship Letter
Hi khelp,
Welcome to the forum and thank you for joining..............
The letter is good.............but the one thing you are asking for a modificaiton will not be able to achieve............
If we cannot modify these loans by combining them into one mortgage at a low fixed rate
The only way that this can be accomplished is through a refinance that will pay the two loans off with one new loan.
A modification is just a restructure of your current loan............so you would need to work on modifying the two loans that you have separately..........it will still leave two separate loans and two separate payments as it is now.
__________________ Moe Bedard
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