alamar,
When you gave the figures to
CW did they tell you that you were showing too much? You may want to show all of the expenses to get that 1300 surplus down..........the loss mitigation dept. should be able to help you put that together. With
CW you would need to follow up once you get your docs in at least 2 times per week and you can also follow the process online. Alot of the members with
CW have also gone through the non profit NACA because they will negotiate with the investor on your loan and
CW................they also do it as a backup plan as well to see what modification outcome is best for them..............
Countrywide Loss Mitigation
1-877-744-7691
If you would like to go through NACA for the help as well, go to
https://www.naca.com/refinance/refinanceTenStep.jsp
Please keep us posted on your progress............