Preferred H4H, interest rate plus principal reduction) but
CW wouldn't even look at it. Insists that
CW has not given approval for the program etc etc. The problem is that H4H is voluntary for the lenders from what I understand, so even if they say they are a particpating lender they don't have to do anything.
CW didn't even pay attention to my income analysis from them, so I am hoping something good comes of the modification they say they are looking at for me.