jdhines448,
I have a question for you...I am a real estate agent whose income has been drastically reduced to say the least. I have only been behind one time since owning this house----have a conventional 80/20 loan and and upside down by about $80,000. Tried to sell but cant---just called
CW and the guy told me I needed to get another job. I asked him what happens to people like me who pay on time but are hanging on by a thread--he said, "just sell your house." Very kurt. Do you have to be behind or have an ARM or sub-prime loan for someone to be able to help?