Does anyone know of any lenders willing to except a mortgage late for the FHA program or the
FHA Secure? We had one mortgage late due to legitimate medical reasons prior to our rate adjusting. Also we have two mortgages that equal the value of $437,000, the loan we want to refinance is only for $352,000 and our home range is between $395,000 - $460,000, Homeq says it is about $436,993. Despite our mortgage late could we still qualify based on this loan to value? Are they considering becoming a little more lenient on their guidelines in order to reach out to more customers? Also our fico score is under 620.