Here is what I have been told... This is like the emergency room, you are not behind (bleeding) you will live or continue paying the greedy Bast$#@s. If you have missed a payment the doctor will see you soon, if missed a couple now you may bleed out, we cant have this money going down the toilet. emergency here.
My take is this, if everyone who was upside down quit paying there mortgage Washington would have to scramble to keep all thier rich buddies making millions off of the regular folks. Sheepels we are