yes, only one loan and no other consumer debt. I spoke to the hope foundation today and they took my info and said they would forward to countrywide but also told me to fax in the hardship letter, expenses, proof of income, etc. to
CW. They had a postive cash flow of $485 but I forgot an expense in there. I had read in other threads that people had $200-300, is $485 too much? (Don't want to have too much and they won't help me). The counselor said 71% of income was going to housing, but 76% was housing and transport (my car is paid off). I'm not sure what HOPE did if they tell me to send it all in myself.