ok called the "advocacy group" per
cw instruction and was routed to home retention. I actually got a very nice rep, who told me that there was a negotiator assigned to the naca submission, while chatting with her i asked a few questions and found out that: yes my loan is preapproved for the 12/1 settlement and i should be receiving a modfication offer via fed exp, but couldn't tell me when it would be sent out, but there was going to be 4000 sent out tonight, and that it appears they are sending them out on thursdays in large groups. She verified that yes I have a subprime fixed and that my investor is Bank of America fka
CW, meaning that countrywide/boa still owns my original loan, hopefully making it easier to modify. She also verified that no foreclosure process has been started and my loan has not been sent to that department.
She confirmed the docs (modification) will be coming via Fed Ex with a Fed Ex return and that the 1st loan payment will not be due untl Feb 1, 2009, however, she did say with so many going out it could take up to 60 days to get your modification docs. It sure makes a difference if you get a helpful nice and knowledgable rep as to what information you get. my advice to others if you get an idiot hang up and call back and keep doing that till you get someone who has 1/2 brain! Ok back to the waiting game, trying to wait patiently, yeah right, have no patience.
