Loan Modification Forum - LoanSafe.org - View Single Post

shaung · 12-10-2008, 09:57 PM

I have an 80/20 loan.the 80 is with cw and 20 with gmac.My wife and I make 125k a year and always early with morgage.i payed 430k and its probobly woorth 275(guess)my 3 year fix will adjust oct of 09.I work const.and with the winter coming and the horrible econory I am worried I may fall behind.Even if I dont now,I wont be able to afford it after it adjusts.my morgage is current so im not sure if they will mod my loan do i need to fall behind fist?

12-10-2008, 09:57 PM	#1 (permalink)
shaung Senior Member Join Date: Dec 2008 Posts: 41 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	another victim I have an 80/20 loan.the 80 is with cw and 20 with gmac.My wife and I make 125k a year and always early with morgage.i payed 430k and its probobly woorth 275(guess)my 3 year fix will adjust oct of 09.I work const.and with the winter coming and the horrible econory I am worried I may fall behind.Even if I dont now,I wont be able to afford it after it adjusts.my morgage is current so im not sure if they will mod my loan do i need to fall behind fist?