If they say that you are qualifying for the HomeSaver Advance through FannieMae than your investor is FannieMae........have you asked about the Streamlined Modification program that is beginning on Dec. 15th........to which, if you are 5 months behind you will definately qualify for.........
Here is the press release in case you are interested...........
http://www.fhfa.gov/webfiles/169/new...MENT111108.pdf