I spoke with with the supervisor and the new scheme is that since the second sale date on my home is not until February they have plenty of time. It seems to me that they are waiting until the last minute to modify to create more fees. If my file has been complete and in countrywide's hand since October it is adventageous for them to continue to delay until my sale date because I will have no option but to sign the modification no matter what. My file has been referred, referred, referred and referred again. They have the audacity to tell me that they have people who've been waiting for 9 months who they havent completed the modification process as if that makes me feel better. It makes them look horrible. What happens if they deny my request for a modification? Are there any other alternatives? Dont feel comfortable waiting for them to wait until february tell me I dont qualify and now have to move my family with no option. I understand y people walk away from there home
