| Re: EMC Modification I talked to someone at EMC on Friday and they said that their lenders are not considering h4h refinances right now. She told me to submit a package for a "short pay refinance" and it will be reviewed. She told me to follow the instructions on the EMC website for a short sale but make sure that you clearly state on the forms that "THIS IS NOT A SHORT SALE, THIS IS A SHORT REFINANCE (WE ARE KEEPING OUR HOME)". She told me to also include the name & info for the new lender. Has anyone else gone through this with EMC? |