[gigi in fla]

Moe:

Thank you so much for your input. This is a wonderful site and I am very thankful to have found you.

FYI: The Office of Financial Regulation and F.B.I. are investigating the lender for fraud, unfair deceptive trade practices, TILA violations, etc. as we speak. We filed a report with the Sheriff's Office on Saturday re: forged document (mortgage application). Also, the title agent did not witness us sign the documents, in fact, no one did and in Florida that means the mortgage was not valid. We filed a claim with the title company's errors and omissions policy and the title insurance for this as well.

The lawsuit is pending, we are waiting for responses which are due within the next week to ten days. It should be interesting as to what these people file as a response.

I just want everyone to make sure if they are going to refinance or modify the terms of their loan, they do not get ripped off doing that as well and that the new loan is fair, it is in their best interests and they are saving money.

There are many people who were tricked and scammed like we were, but they don't know how to contact the State and have them investigate these different entities for their their illegal acts. So many people already have lost their homes and are about to lose them, and I'm sure in many instances they were victimized as we were.

It is never too late to fight, and with a wonderful site such as this hopefully more people will put the word out and go after the really bad people - brokers, lenders, and appraisers.