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Old 12-03-2008, 02:24 PM   #29 (permalink)
dontwantthehouse
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Re: Please take a look at my letter...I need help with a DIL

Okay, we are waiting now on a revised dil contract that includes our heloc but i just got a call from my realtor that we may possibly have an offer but it would be contingent on the buyer's successful closing of their existing home.

My realtor asked if i want to go ahead with the dil or consider the offer since the buyer's house is sold and just needs to go through closing.

I guess I can still decide since I haven't signed the DIL docs yet.

Which is a better route to go: DIL or Short Sale?

I am now 120 days late not including December yet so my credit is already shot but i heard a short sale would still be better than a DIL but I want to go with what makes more sense for us.

For instance, if I did the short sale would I still be responsible for my property tax bill coming in January for the first half of 2008? If I did the DIL, CW would take care of that I was told. Furthermore, if the short sale is a better choice, would I still have to contribute the $1500?

Just when everything was almost finished.
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