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Moe Bedard · 12-03-2008, 01:30 PM

Chase does work along with recommendations from the counselor.......but they do have to present the modification proposal to the investor for the final approval.
With the H4H program.........your loan meets the criteria by having only one.......but the investor on the loan would need to be participating..........Chase's investors are not..........but your servicer is EMC so you would need to find out if the investor on your loan is........and then you can go directly to an FHA approved lender from the list in your area to apply for the refi.
EMC ARM Squad
1-877-362-6631

Here is the direct number for HOPE.........they should be able to help.
1-866-955-4673

12-03-2008, 01:30 PM	#5 (permalink)
Moe Bedard Founder Join Date: Aug 2007 Location: Southern California Posts: 16,685	Re: EMC Modification Chase does work along with recommendations from the counselor.......but they do have to present the modification proposal to the investor for the final approval. With the H4H program.........your loan meets the criteria by having only one.......but the investor on the loan would need to be participating..........Chase's investors are not..........but your servicer is EMC so you would need to find out if the investor on your loan is........and then you can go directly to an FHA approved lender from the list in your area to apply for the refi. EMC ARM Squad 1-877-362-6631 Here is the direct number for HOPE.........they should be able to help. 1-866-955-4673 __________________ Moe Bedard Founder LoanSafe.org "America's #1 Home Loan Forum" LoanWorkout.org "America's # Loan Modification Blog" Get My FREE Loan Modification E-Book \| Please donate to LoanSafe.org \| Loan Modification Training For Attorneys \| Rate Your Mortgage Servicer The comments by me and the materials available at this web site are for informational purposes only and not for the purpose of providing legal advice. Most of the information you find here is easily available on the internet. You should contact your attorney to obtain advice with respect to any particular issue or problem. The opinions expressed at or through this site are the opinions of the individual author and may not reflect the opinions of the firm or any individual attorney. Please Read our Privacy Policy and Legal Disclaimer Here.