[Moe Bedard]

Mike,

If the loan was 90+ days in default, Chase will refer it back to the attorneys for foreclosure........call the number on the modification and see if the investor on your loan has any other options ..........one of the things that you might want to check is how many months the tax delinquency was spread out over...........if it was 12 months that right there is over $300 on top of the current escrow so if they could spread it out over a longer period, then the payment could be a little lower that way.........for that you can call the tax dept. of Chase and speak with them.