Loan Modification Forum - LoanSafe.org - View Single Post - Hope for Homeowners/Emigrant-Question

joe1212 · 11-20-2008, 09:34 AM

Hello, I am new here and had a question about Emigrant savings. We are 3 payments behind with a rate of 11.5%. We would like to lower the rate to make it more manageable. The house is worth 525,000 and we owe about 300,000, so the LTV is about 58%. I was wondering what our options are. We are with Emigrant and I heard about hope for Homeowners. Can this help? Right now we would have to state income because we are not working on the books. Is there anything we can do? Thank you very much

11-20-2008, 09:34 AM	#1 (permalink)
joe1212 Junior Member Join Date: Nov 2008 Posts: 3 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Hope for Homeowners/Emigrant-Question Hello, I am new here and had a question about Emigrant savings. We are 3 payments behind with a rate of 11.5%. We would like to lower the rate to make it more manageable. The house is worth 525,000 and we owe about 300,000, so the LTV is about 58%. I was wondering what our options are. We are with Emigrant and I heard about hope for Homeowners. Can this help? Right now we would have to state income because we are not working on the books. Is there anything we can do? Thank you very much