We have a conventional 8.25% loan, freddie mac backed I believe.
CW said we don't qualify simply because we have a fixed rate, no other reason given. H4H even sent an income analysis, which I did get last person as
CW to look at her name as Menisha. She saw that we were just over $100 per month in the red, but said sorry nothing we can do. We have cut everywhere we can at this point. This month we just decided that we would just stop paying on one of the credit cards as payment is about $100. Of course there goes the credit rating, but
CW will get their money. Oh, they did send a new escrow analysis, they are lowering my payment $6.00 as of Jan. 1. Big deal