[Moe Bedard]

The cash contribution is in lieu of you signing a promissory note which you would have done if you had gone with the 10k in payments.........this is a decision that only you can make...........and it is an either/or situation..........it would seem that the only thing standing in your way of wrapping up your DIL is 3k.............and keep in mind that a DIL is very hard to get an approval for.

Also in regard to the money from closing.........you would need to ask the title company or lender that drew up the docs.