Loan Modification Forum - LoanSafe.org - View Single Post

shintoooo · 11-10-2008, 11:33 AM

First, I want to thank everyone for posting on this web site. It feels better knowing that you are not the only one out there with these types of issues.

I have not been able to pay my mortgage which is with Indymac bank for the past three months. I called them on 11/07 and asked them if they can help me out by modifying my loan and they told me that based on the financials that I filled out online there is nothing they can do but to check back in a couple of weeks.

I went online that same day and looked at the financials and all the numbers had changed from what I had input a couple of days ago so I changed the numbers back to what they should be and called back the same day and the representative told me that he reviewed my financials and that someone will call me back within 10 days to discuss my situation.

The same day 11/07/2008 I come home from work and I received a letter from Indymac dated 11/03/02008 and this is what it states:

"Thank you for contacting Indymac Federal Bank, FSB to learn about your options for making your mortgage more affordable. Indymac Federal Bank is dedicated to understanding your situation and exploring every option to help ensure that you continue to make your mortgage payments on time. The first step in our process is to determine if you are eligible to refinance into a new mortgage at more favorable terms. To expedite this process, we ask that you complete the enclosed loan application documents and return them to Indymac at (Address).....

Once we receive your completed application documents, we will contact you to review the opportunity to refinance into a loan with more favorable terms. Customer Service is very important to us and we look forward to working with you to facilitate a resolution."

I need to know if I should send them the form they mailed me?

The forms they mailed me are "uniform residential loan application", 4506-T, Service Disclosure Statement, and Certification and Authorization to release information.

Should I fill these out and mail them all back??? Has anybody else received the same package?

Thanks

11-10-2008, 11:33 AM	#1 (permalink)
shintoooo Member Join Date: Sep 2008 Posts: 18 Nominated 0 Times in 0 Posts TOTW/F/M Award(s): 0	Indymac modification SUCCESS!! First, I want to thank everyone for posting on this web site. It feels better knowing that you are not the only one out there with these types of issues. I have not been able to pay my mortgage which is with Indymac bank for the past three months. I called them on 11/07 and asked them if they can help me out by modifying my loan and they told me that based on the financials that I filled out online there is nothing they can do but to check back in a couple of weeks. I went online that same day and looked at the financials and all the numbers had changed from what I had input a couple of days ago so I changed the numbers back to what they should be and called back the same day and the representative told me that he reviewed my financials and that someone will call me back within 10 days to discuss my situation. The same day 11/07/2008 I come home from work and I received a letter from Indymac dated 11/03/02008 and this is what it states: "Thank you for contacting Indymac Federal Bank, FSB to learn about your options for making your mortgage more affordable. Indymac Federal Bank is dedicated to understanding your situation and exploring every option to help ensure that you continue to make your mortgage payments on time. The first step in our process is to determine if you are eligible to refinance into a new mortgage at more favorable terms. To expedite this process, we ask that you complete the enclosed loan application documents and return them to Indymac at (Address)..... Once we receive your completed application documents, we will contact you to review the opportunity to refinance into a loan with more favorable terms. Customer Service is very important to us and we look forward to working with you to facilitate a resolution." I need to know if I should send them the form they mailed me? The forms they mailed me are "uniform residential loan application", 4506-T, Service Disclosure Statement, and Certification and Authorization to release information. Should I fill these out and mail them all back??? Has anybody else received the same package? Thanks