I am going to try calling
CW again on Monday. My web page shows they have received an income analysis twice,the last being 10/24.I have a 30 yr fixed 8.25% conventional mtg, so I think Freddie Mac is the investor. Not sure which one is FHA and which one handles the conventional mtgs. When I contactedHOPE they said we qualified because at this time we were over $100 per month in the red.
CW never even asked me about income etc. Just said there was not going to be a program for us. But I am not giving up. Everyon should should keep contacting them. I think they are still trying to keep as many high interest sub primes as possible, more money for them. I was even told to threaten to stop paying altogether( don't think that is a good idea)