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Old 11-04-2008, 12:30 PM   #21 (permalink)
FacingNorth
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Join Date: Sep 2008
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Re: SUCCESSFUL LOAN MODS(5yrs fxd) PAY ATTENTION (THE BATTLE IS OVER BUT THE WAR HAS JUST BEGUN)

Thanks unclmikl, that's depressing to know. My wife suckered me into opening these cards so that she could save 10% at the register on $200 of clothes or whatever, and I really don't think that I want to make a habit of making small purchases at all of these department stores once a year, because if my payments aren't automated I tend to set the snail mail bills aside and then I could end up with 30 days past due credit hits on my report. So I guess I have to leave them open, though I really don't want to since that's leaving me that much more wide open to being a victim of identity theft with all of these open accounts floating around in databases that will probably end up on a laptop that gets lost or stolen at some point.
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