| Re: SUCCESSFUL LOAN MODS(5yrs fxd) PAY ATTENTION (THE BATTLE IS OVER BUT THE WAR HAS JUST BEGUN) well thier is a new monkey wrench to building credit. credit card companies are lowering credit limits.(amex lowered my limit to $1200 from $3000 i have never been late always pay more than minium. i did some research to find that cause of the market this is a new common practice.this throws off your debt ratio and further impacts your fico. |