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Originally Posted by 1gringo1  I have been getting tons of letters from every known and unknown lender offering to re-finance my va loan, VA Payment relief loan , stream line VA loan,ect. Who gives these companies the right to troll through my credit to find out what my interest rates are and the fact that Wells Fargo has the loan. |
Actually, the credit agencies sell your information - which can include the terms of your loan. If you check your credit report, (transunion, experian, equifax), you'll see all the scammers they have allowed to see your credit report YIKES!
According to the Fair Credit Reporting Act: 'You may limit "prescreened" offers of credit and insurance you get based on information in your credit report.
Unsolicited "prescreened" offers for credit and insurance must include a toll-free phone number you can call if you choose to remove your name and address from the lists these offers are based on. You may opt-out with the nationwide credit bureaus at 1-888-567-8688 (888-5OPTOUT).'
I called last week end and it was pretty simple.
It may not stop all the spammers, but it might help a little.